Business Finance
for UK SMEs
Finance for business from £5,000 to £5,000,000. Apply in minutes, get a decision in 24 hours. Equipment finance, business loans, invoice finance — we search 50+ specialist lenders for you.
- Apply in minutes
- Get a decision in 24 hours
- No fees for repaying early
Applying won't affect your credit score
Estimate your repayments
30 seconds · no credit check
Estimated monthly repayment
£1,207–£1,282
Based on £50,000 over 4 years
£350M+ Funded
We have funded more than £350M to UK SMEs across every sector.
Fast Decisions
Indicative terms within hours — funds within 1–2 working days.
50+ Lenders
Access to 50+ of the best funders in the UK, handpicked for our clients.
Finance Solutions
Business finance
options explained
Our products are designed to fit the needs of business owners, with decisions in as little as 1 hour.
Equipment Finance
HGVs, excavators, CNC machines, commercial vehicles, plant & machinery — hire purchase, finance lease or operating lease options.
Commercial Vehicle Finance
HGVs, vans, lorries, tipper trucks and fleet vehicles — hire purchase, finance lease or operating lease tailored to your fleet needs.
Business Loans
Working capital, cash flow, expansion funding — unsecured or secured loans for sole traders, SMEs, manufacturers and service businesses.
Invoice Finance
Improve cash flow by converting unpaid invoices into immediate working capital — factoring and discounting solutions.
Refinance
Property refinance, equipment refinancing and sale & leaseback to release capital from assets you already own.
VAT & Tax Funding
Quarterly VAT payments, corporation tax bills and self-assessment tax — spread into manageable monthly instalments.
Acquisition Finance
Management buyouts, MBIs, mergers and acquisitions, debt consolidation and takeover financing for growing businesses.
How it works
— 4 simple steps
If you're a limited company or LLP, you can get a finance decision without affecting your credit score — so you can assess your options with complete peace of mind.
Avg. decision
24 hrs
Lenders
50+
Check if you qualify in 30 seconds
Tell us the basics — no lengthy forms, no credit impact. See if you qualify with no fuss.
We match you to the best lender
We search 50+ lenders on your behalf and present the most competitive options, fully explained with no hidden costs.
Get a decision in as little as 24 hours
If approved, you'll receive a personalised, no-obligation quote from the best-matched lender for your business.
Funds in your account within 48 hours
Once you accept your offer, we handle all the paperwork and funds are deposited directly into your business bank account.
Soft search only — won't affect your credit score
Proven results for UK businesses
Real numbers showing how clients grow faster with our support
Our trusted panel of lenders
Specialists in your sector
We understand the unique funding needs of your industry — that's why lenders come to us when they need sector expertise.
The Business Finance Group vs High Street Bank
Same products, different experience. Here's why thousands of UK businesses choose a broker over their bank.
Real deals, real results
See how we've helped UK businesses secure the funding they needed — fast.
£105k Machinery Finance
Hire purchase for a growing British desk manufacturer to fund their third machine — a Homag Sawteq S-300 panel dividing saw, boosting production capacity as the business scales.
Read case study
£500K+ Machinery Finance & Business Loan
Combined machinery finance and business loan for a skip hire company looking to scale. Funded an Arjes Titan 950 shredder, boosting throughput from 20 to 50 tonnes of waste per hour.
Read case study
£250K Business Loan
Flexible business loan for a luxury hotel fit-out specialist to bridge a cash flow gap and complete a high-end renovation project.
Read case studyWhat our clients say
Real feedback from real businesses we've helped secure the funding they needed.
"The Business Finance Group financed our bars throughout London and all of our brewing equipment at Big Smoke Brewery. I would highly recommend them to anyone."
James Morgan
MD, Big Smoke Brewery & Big Smoke Pub Co
"They've completed finance for our business on numerous occasions and our clients use them too."
Barry Ingram
MD, Ingram Accountants
"We have used The Business Finance Group for finance on all of our CNC machinery over the years. Great service, very genuine people. Thanks guys!"
Chris Beecham
MD, C&A Fabrication Services
£350m+
Funded to SME's
2,000+
Businesses Funded
98%
Approval Rate
Resources & Guides
Business finance resources, guides & comparisons
Explore our complete library of business finance guides, sector-specific funding solutions, and lender comparisons. Whether you need equipment finance, working capital, or invoice finance, our resources help you make informed decisions for your business.
Popular Finance Pages
Fast access to our most-searched business finance solutions and working capital options.
Guides & Insights
Learn about equipment finance, invoice finance, and sector-specific funding options.
Stay Connected
Follow us on LinkedIn
See our latest updates, finance wins, and industry insights on LinkedIn.
Ready to get started?
Apply in minutes and get a decision in 24 hours — it won't affect your credit score.
Call us
01604 201510
Office hours
Mon–Fri · 08:30AM–17:00PM