Need new equipment?
Get the kit working now and spread the cost over 1–7 years. Simple, quick and clear.
£350M+
Equipment funded
50+
Lender panel
24hrs
Indicative terms
Equipment Finance
Which best suits your situation?
Pick the option closest to what you need and we'll tailor the numbers to you.
Options
Equipment Finance options explained
Hire Purchase
Fixed monthly payments with ownership at the end of the term — ideal for assets you want to keep, with capital allowances available.
Who this is best for
Tax Benefit
Hire purchase: claim capital allowances on the asset. Leasing: 100% of payments are tax deductible. We'll help you pick the most tax-efficient structure.
Frequently asked questions about equipment finance
Industries that use equipment finance
Ready to get started?
Speak to a specialist today — no obligation.
Explore other finance solutions
How it works
From quote to funded in four steps
No-fuss finance — we handle the applications so you can focus on your business.
Get started in one minute
Enquire online — it won't affect your credit score.
We understand your business
A dedicated account manager discusses your needs and gathers the details.
Our experts do the legwork
We search 50+ lenders and come back with a no-obligation quote.
Your finance is funded
The asset is bought and delivered — or the funds released to your account.
The essentials
What is equipment finance?
What is equipment finance?
A way to avoid large upfront costs by spreading the price of new equipment over affordable monthly payments — so you can capture opportunities now and repay while the asset generates income.
How does it work?
A lender purchases the asset and you repay its value plus interest over an agreed term, under a lease or hire purchase agreement. We arrange the funding, the purchase and the delivery.
Benefits
Why businesses finance their equipment
Buy what you need now
Capture opportunities without waiting.
Repay while you earn
The equipment generates income as you repay.
Fixed monthly payments
Predictable costs for the full term.
Tax advantages
Allowances or fully deductible payments.
Avoid price inflation
Lock in today's equipment prices.
Preserve your cash
Keep working capital for operations.
Enable business growth
Scale without large capital outlays.
Fixed competitive rates
Rates agreed upfront — no surprises.
Financing vs buying outright
Buying outright
- Takes a large chunk out of your cash reserves
- You may have to save up — missing opportunities
- Cash tied up that could cover operations and emergencies
Financing with us
- Spread the cost into manageable monthly payments
- Keep cash free for operations and growth
- Tax advantages, plus revenue from day one
Why businesses choose us for equipment finance
50+ equipment lenders
Specialists in vehicle, machinery, and plant finance across all sectors
24-hour terms
Indication within 1 hour, formal offer within 24 hours
£350M+ funded
Hundreds of businesses trust us for equipment across UK
Expert advisors
Specialists who understand hire purchase, lease, and depreciation