Small Business Loans
Built for UK SMEs
Small business loans from £5,000 to £5,000,000, with decisions in 24 hours.
£5K–£5M
Loan range
24hrs
Decision time
50+
Lenders
0
Upfront fees
Decision in 24 hours
Indicative approval for small businesses within one working day.
No upfront fees
Zero broker, arrangement, or application fees.
Flexible repayment
3 months to 7 years, matched to your cash flow.
All credit profiles
Good, fair, and adverse credit considered.
Loan Options
Small business loan types
Unsecured Small Business Loans
No collateral needed. Available from £5,000 to £500,000 for businesses with strong trading history. Approved in as little as 24 hours. No need to risk personal or business assets.
Secured Small Business Loans
Borrow up to £5M+ against property, equipment, or vehicles. Lower rates and longer repayment terms. Best for expansion, acquisitions, or significant capital investment.
Government-Backed Loans
British Business Bank Growth Guarantee Scheme (GGS) and similar government-backed lending available through selected panel lenders. Lower rates, lender-friendly terms.
Start-Up & Early Stage Loans
Specialist lenders for businesses under 2 years old. Available from £5,000 with flexible eligibility criteria based on business plan and owner experience.
Eligibility
Can my small business get a loan?
Most UK small businesses are eligible for at least one type of finance from our panel. Here's what lenders typically look for:
Not sure if you qualify?
Our initial eligibility check uses a soft search — no impact on your credit score. Call us or get a quote to find out in minutes.
All Sectors
Small business loans for every sector
We finance small businesses in every industry — we have specialist lenders for each sector.
FAQ
Small business loans — frequently asked questions
Get a small business loan today
No upfront fees. Decisions in 24 hours. 50+ lenders searched for your small business.