The Business Finance Group — UK Business Finance Broker

Q: Are you a lender or a broker?

The Business Finance Group is an independent broker, not a lender. We match your business to the most suitable lender from our panel of 50+ regulated providers.

Q: Do you charge upfront fees?

No. There are no upfront broker fees. We receive a commission from the lender only when funding is successfully completed.

Q: How do I apply for business finance?

Call us on 01604 201510, email hello@thebfg.co.uk, or complete an enquiry form on our website. One of our specialist brokers will contact you within one working hour.

Q: What information will you need from me?

Typically your business name, trading history, what you need the finance for, and recent trading accounts or bank statements. We only ask for what the specific lender requires — nothing more.

Q: Will getting a quote affect my credit score?

No. Initial quotes use soft credit searches that do not appear on your credit file. A hard search only happens at formal application stage, and we will always tell you first.

Q: How much can I borrow?

We arrange facilities from £5,000 up to £3,000,000. Larger amounts may be available for acquisition finance.

Q: How quickly can I get a decision?

Indicative approval is typically within 24 hours. Full approval and drawdown usually takes 3–7 working days depending on the product and lender.

Q: How long are the repayment terms?

Terms range from 3 months to 7 years depending on the product. Equipment and vehicle finance typically runs 2–5 years; business loans 1–5 years; tax funding 3–12 months.

Q: Can I settle my agreement early?

Yes. Most lenders allow early settlement, usually with an interest rebate under the Consumer Credit Act. We will confirm the exact terms before you sign anything.

Q: Can I get finance with bad credit?

Yes. We work with specialist lenders who consider businesses with adverse credit histories, focusing on trading performance and monthly turnover rather than credit score alone.

The Business Finance Group

Help Centre

Frequently Asked Questions

Straight answers about business finance — how we work, what it costs, and how fast you can get funded.

Working with us

Amounts, terms & speed

Eligibility & credit

Our products

Still have questions?

Speak to a specialist broker — no obligation, no jargon, just straight answers within one working hour.

01604 201510 hello@thebfg.co.uk Contact us

Frequently Asked Questions

Working with us

Are you a lender or a broker?

Do you charge upfront fees?

How do I apply for business finance?

What information will you need from me?

Will getting a quote affect my credit score?

Amounts, terms & speed

How much can I borrow?

How quickly can I get a decision?

How long are the repayment terms?

Can I settle my agreement early?

Eligibility & credit

Can I get finance with bad credit?

Can a new start-up get finance?

Do I need security or a personal guarantee?

Our products

What is equipment finance?

What is invoice finance?

What is asset refinance?

What is VAT and corporation tax funding?

What is acquisition finance?

Still have questions?