Too many payments going out?

Combine your finance agreements into one predictable monthly payment — often at a lower rate.

Contact us

3+

Agreements combined

1

Monthly payment

50+

Lender panel

Options

Debt Consolidation options explained

Full-Debt Consolidation

Roll all finance agreements — hire purchase, leases, equipment loans, unsecured loans — into a single new loan. One payment, one lender, clear terms.

Who this is best for

Businesses with fragmented debt or misaligned payment dates
Companies holding old agreements at uncompetitive rates
Urgent cash flow relief
Restructuring or turnaround scenarios
Simplifying forecasting and accounts
Reducing admin across multiple lenders

Tax Benefit

Interest on consolidated loans is fully tax deductible, and reduced monthly payments lower finance costs — improving profitability.

Frequently asked questions about debt consolidation

Quick Enquiry

Debt Consolidation finance

60 seconds — no obligation, no upfront fees

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Industries that use debt consolidation

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Speak to a specialist today — no obligation.

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How it works

From quote to funded in four steps

No-fuss finance — we handle the applications so you can focus on your business.

01

Get started in one minute

Enquire online — it won't affect your credit score.

02

We understand your business

A dedicated account manager discusses your needs and gathers the details.

03

Our experts do the legwork

We search 50+ lenders and come back with a no-obligation quote.

04

Your finance is funded

The asset is bought and delivered — or the funds released to your account.

The essentials

What is debt consolidation?

What is debt consolidation?

Combining multiple existing finance agreements into one new loan — a single monthly payment, often at a lower rate.

How does it work?

We review your existing agreements, settle them with a new facility and restructure everything into one predictable payment with one lender.

Combine 3+ agreements Often lower overall rates One predictable payment Completed in 2–4 weeks

Benefits

Why businesses consolidate their debt

One simple payment

One lender, one date, one amount.

Often lower rates

A fresh quote at current market rates.

Predictable monthly costs

Easier forecasting and budgeting.

Improved cash flow

Lower payments free up working capital.

Simplified accounts

Less admin, fewer lender interactions.

Better credit profile

Demonstrates responsible management.

Automated payments

No more missed payment dates.

Freed-up capital

Reinvest in payroll, stock or growth.

One consolidated loan vs multiple agreements

Multiple agreements

  • Juggling different lenders and payment dates
  • Old agreements stuck at uncompetitive rates
  • Admin time and missed-payment risk

One consolidated loan

  • One lender, one date, one payment
  • A fresh quote at current market rates
  • Clearer forecasting and simpler accounts

Why businesses choose us for debt consolidation

40+ consolidation lenders

Specialists in multi-agreement rollups and rate improvements

2–4 week turnaround

Fastest consolidation in market; settlements arranged by us

3–5 agreements typical

Clear credit history and simplify forecasting

Credit manager support

We negotiate settlements and arrange all mechanics