Waiting 90 days to get paid?

Release up to 90% of your invoice value within 24 hours — funding that grows with your turnover.

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90%

Max advance rate

24hrs

Funding speed

50+

Invoice finance lenders

Options

Invoice Finance options explained

Invoice Factoring

The funder takes over your sales ledger and credit control, advancing 80–90% of each invoice immediately — funding plus outsourced collections.

Who this is best for

B2B businesses with 30, 60 or 90-day payment terms
Recruitment agencies and temp staffing firms
Agencies, consultancies and professional services
Manufacturers awaiting large customer payments
Rapid-growth businesses outgrowing overdrafts
Seasonal businesses managing cash flow peaks

Tax Benefit

Invoice finance and factoring fees are fully deductible as a business expense, reducing your corporation tax liability.

Frequently asked questions about invoice finance

Quick Enquiry

Invoice Finance finance

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Industries that use invoice finance

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How it works

From quote to funded in four steps

No-fuss finance — we handle the applications so you can focus on your business.

01

Get started in one minute

Enquire online — it won't affect your credit score.

02

We understand your business

A dedicated account manager discusses your needs and gathers the details.

03

Our experts do the legwork

We search 50+ lenders and come back with a no-obligation quote.

04

Your finance is funded

The asset is bought and delivered — or the funds released to your account.

The essentials

What is invoice finance?

What is invoice finance?

A facility that releases up to 90% of an unpaid invoice's value within 24 hours — so you get paid today, not in 30–90 days.

How does it work?

You raise invoices as normal; the funder advances most of the value immediately, paying the balance when your customer settles. Choose confidential discounting or fully managed factoring.

Up to 90% advanced Paid within 24 hours Grows with your turnover Confidential options available

Benefits

Why businesses use invoice finance

Get paid in 24 hours

Turn unpaid invoices into cash.

Scales with turnover

More invoices, more funding — automatically.

Stop waiting on customers

Fund payroll and growth now.

Confidential

Customers never need to know.

Optional credit control

Let the funder chase payments for you.

Fees are tax deductible

Reduces your net cost.

No traditional debt

Doesn't appear as borrowing on your file.

Quick to set up

Facilities live within 1–2 weeks.

Invoice finance vs waiting for payment

Waiting for payment

  • Cash tied up for 30–90 days
  • Overdraft charges and late supplier payments
  • Growth limited by cash flow

Invoice finance

  • Up to 90% of each invoice within 24 hours
  • Funding that grows with your sales
  • No traditional debt on your credit file

Why businesses choose us for invoice finance

20+ factor lenders

Specialists in confidential discounting and non-recourse factoring

24-48 hours to funding

Once live, advances in your account within 24–48 hours

£500M+ invoices cleared

B2B businesses across construction, recruitment, professional services

Credit control experts

Former credit controllers who understand your customer risk