Cash tied up in your kit?
Release money from vehicles, plant or machinery you already own — and keep using them.
£10K–£5M+
Release range
5–7 days
Typical funding
50+
Lender panel
Refinance
Which best suits your situation?
Pick the option closest to what you need and we'll tailor the numbers to you.
Options
Refinance options explained
Traditional Asset Refinance
A secured loan against owned or part-owned vehicles, plant or machinery — release equity while keeping the asset working.
Who this is best for
Tax Benefit
Interest is fully tax deductible. Sale & leaseback payments are 100% deductible — often better tax treatment than capital allowances on owned assets.
Frequently asked questions about refinance
Industries that use refinance
Ready to get started?
Speak to a specialist today — no obligation.
Explore other finance solutions
How it works
From quote to funded in four steps
No-fuss finance — we handle the applications so you can focus on your business.
Get started in one minute
Enquire online — it won't affect your credit score.
We understand your business
A dedicated account manager discusses your needs and gathers the details.
Our experts do the legwork
We search 50+ lenders and come back with a no-obligation quote.
Your finance is funded
The asset is bought and delivered — or the funds released to your account.
The essentials
What is refinance?
What is refinance?
A way to unlock the cash tied up in vehicles, plant and machinery you already own — borrowing against their value without selling them.
How does it work?
A lender values your asset and advances a percentage of its equity. You repay over an agreed term while the asset keeps working in your business.
Benefits
Why businesses refinance their assets
Immediate cash injection
Release equity without selling.
Unlock dormant capital
Put tied-up asset value to work.
Keep the asset working
Same vehicles, same operations.
Fixed monthly payments
Predictable costs for the full term.
Tax-deductible interest
Reduces your net cost of borrowing.
Sale & leaseback options
Move ownership off the balance sheet.
Fund growth from equity
Invest without new unsecured debt.
No need to sell
Retain income-generating assets.
Refinancing vs selling
Selling the asset
- You lose the asset and the income it earns
- Disrupts operations and contracts
- One-off cash — nothing left to borrow against
Refinancing with us
- Keep the asset and its income
- Release cash while operations continue
- Restructure existing finance terms
Why businesses choose us for refinance
30+ refinance lenders
Specialists in asset equity release and sale & leaseback
5–7 day funding
Quick turnaround once valuation is confirmed
Any asset type
Vehicles, property, machinery, plant—we've refinanced it all
Expert valuers
Our funder arranges fast asset valuations at no added cost, you keep the difference