Need vans or HGVs?
From one van to a full fleet — spread the cost over the vehicles' working life, from 50+ lenders.
£350M+
Vehicles & assets funded
50+
Lender panel
24hrs
Indicative terms
Commercial Vehicle Finance
Which best suits your situation?
Pick the option closest to what you need and we'll tailor the numbers to you.
Options
Commercial Vehicle Finance options explained
Hire Purchase
Fixed monthly payments with ownership at the end of the term — ideal for HGVs, lorries and vans you plan to keep, with capital allowances available.
Who this is best for
Tax Benefit
Hire purchase: claim capital allowances on commercial vehicles. Finance/operating lease: 100% of lease payments are tax deductible. We'll help you pick the most tax-efficient structure.
Frequently asked questions about commercial vehicle finance
Industries that use commercial vehicle finance
Ready to get started?
Speak to a specialist today — no obligation.
Explore other finance solutions
How it works
From quote to funded in four steps
No-fuss finance — we handle the applications so you can focus on your business.
Get started in one minute
Enquire online — it won't affect your credit score.
We understand your business
A dedicated account manager discusses your needs and gathers the details.
Our experts do the legwork
We search 50+ lenders and come back with a no-obligation quote.
Your finance is funded
The asset is bought and delivered — or the funds released to your account.
The essentials
What is commercial vehicle finance?
What is commercial vehicle finance?
A way to acquire vans, HGVs and specialist vehicles without a large upfront cost — spreading the price over the vehicle's working life so it earns from day one.
How does it work?
A lender purchases the vehicle and you repay its value plus interest over 1–7 years, under a lease or hire purchase agreement. We arrange the funding, the purchase and the delivery.
Benefits
Why businesses finance their vehicles
Get vehicles moving now
Expand your fleet without waiting.
Repay while you earn
Vehicles generate income as you repay.
Fixed monthly payments
Predictable costs for the full term.
Lower rates than hire
Asset-backed lending means keener rates.
Tax advantages
Allowances or fully deductible payments.
Preserve your cash
Keep working capital for operations.
Fleet master facilities
Draw down vehicles as you grow.
Sale & leaseback
Release equity from vehicles you own.
Financing vs buying outright
Buying outright
- Takes a large chunk out of your cash reserves
- May mean fewer vehicles than the business needs
- Cash tied up that could cover operations and emergencies
Financing with us
- Spread the cost into manageable monthly payments
- Keep cash free for operations and growth
- Tax advantages, plus revenue from day one
Why businesses choose us for commercial vehicle finance
50+ vehicle lenders
Specialists in HGVs, vans, lorries, and fleet finance across all sectors
24-hour terms
Indicative terms within 24 hours, funding in 2–5 working days
£350M+ funded
Hundreds of businesses trust us for commercial vehicle finance across the UK
Fleet specialists
From single vans to 30+ vehicle fleets, we structure the right deal