Still renting your plant?
Finance your diggers, vans and welfare units instead — own them at the end and stop waiting on hire.
60%+
Avg. saving vs hire
24hr
Decisions
50+
Lender panel
Utilities Finance
Which best suits your situation?
Pick the option closest to what you need and we'll tailor the numbers to you.
Options
Utilities Finance options explained
Hire Purchase
Fixed monthly payments with ownership at the end of the term — ideal for excavators, diggers and vehicles you plan to keep.
Who this is best for
Tax Benefit
Hire purchase: claim capital allowances on the asset. Leasing: 100% of lease payments are tax deductible.
Frequently asked questions about utilities finance
Industries that use utilities finance
Ready to get started?
Speak to a specialist today — no obligation.
Explore other finance solutions
How it works
From quote to funded in four steps
No-fuss finance — we handle the applications so you can focus on your business.
Get started in one minute
Enquire online — it won't affect your credit score.
We understand your business
A dedicated account manager discusses your needs and gathers the details.
Our experts do the legwork
We search 50+ lenders and come back with a no-obligation quote.
Your finance is funded
The asset is bought and delivered — or the funds released to your account.
The essentials
What is utilities finance?
What is utilities finance?
Specialist equipment and vehicle finance for utilities contractors — excavators, diggers, crew vans and plant, structured around framework contracts.
How does it work?
A lender purchases the asset and you repay its value plus interest over 1–7 years. We arrange the funding, the purchase and the delivery — often within 24 hours.
Benefits
Why contractors own their plant
50–65% cheaper than hire
Own the asset instead of renting it.
Own the asset at term end
Build equity instead of hire fees.
Fixed monthly payments
Predictable costs for the full term.
Tax advantages
Allowances or deductible payments.
No mobilisation delays
Your kit, available 24/7.
Fast 24hr decisions
Keep up with contract timelines.
Fleet master facilities
Draw down as contracts grow.
Contract-backed lending
Confirmed frameworks strengthen approvals.
Financing vs renting plant
Renting plant
- £3K/month hire is £36K/year, every year
- Nothing to show for years of payments
- Waiting on hire availability and mobilisation
Financing with us
- The same machine for around a third of the cost
- You own the asset at the end of the term
- Kit on site whenever the job needs it
Supplier Partner
Find your next utility vehicle
We work alongside Utility Vehicle Solutions (UVS) — specialists in light commercial vehicles built for the infrastructure sector. Browse their stock and finance through us.
