Invoice Finance for Recruitment Agencies
You've placed the temps and raised the invoices — but payroll is weekly and payment is 60–90 days away. Invoice finance bridges the gap.
The recruitment cash flow challenge
Client payment terms from invoice date
Weekly payroll cycles for temp staff
Funding shortfall each pay cycle
How invoice finance solves this
Week 1: Invoice issued
You invoice £50K for temp placements
Week 1: Apply for funding
Submit invoices to our lenders
Week 2: Cash advanced
£42K–£45K (85–90%) in your account
Week 2: Pay staff
No shortfall. Weekly payroll covered
Week 8: Client pays
£50K received. Repay funder + fee. Keep profit
Why recruitment agencies love invoice finance
- ✓Grow without stress: Win bigger contracts without worrying about funding payroll
- ✓No hidden terms: Confidential discounting—clients don't know you're using finance
- ✓Flexible funding: Draw what you need, when you need it
- ✓Builds relationships: Non-recourse factoring means bad debts aren't your problem
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